Insurance Before and After You Add Insured Natural Stone Slab to Your GTA
Houses across the GTA are being renovated with insured natural
stone slab in the GTA. Whether it’s the bathroom vanity or the kitchen
countertop, these natural beauties bring years of pleasure. But before you
embark on a home renovation, it’s important to know how the addition of natural
stone slab to your GTA home may impact your home insurance.
It’s also important to ask your contractor if they have a
Certificate of Insurance that’s been updated with your address. This ensures
that your contractor has insurance to cover workers who may be injured on the
If the job requires more than just the addition of a natural
stone slab countertop to your GTA home, you’ll need to notify your insurance
company. They may need to change your policy temporarily, especially if you
need to move out for a month or two while the renovations are in progress. If
no one is living at your GTA home during the renovation process, a burst pipe
or thieves could do a lot of damage before being noticed. The addition of a new
bathroom or kitchen extension may cause structural damage if not done properly.
It’s important to ensure that your insurance will cover any damage related to
the renovation or that occurs during that time period. Otherwise, you could be
tens of thousands of dollars out of pocket, offsetting the increased value your
new natural stone and other renovations may bring to your home.
A Note to
Installing natural stone tiles is within the reach of many
people, although you may want to go with a professional to ensure the kind of
high quality installation your new tiles deserve.
You may be tempted to install your natural stone countertop
by yourself. Before you do, stop and consider exactly how heavy that natural
stone slab will be. Even if your friends are willing to come over and help lift
it, they lack the experience of maneuvering such a large, heavy stone. That
beautiful stone slab could be damaged or could damage the walls or floor of
your GTA home.
There are some types of insured natural stone slab in the
GTA for countertops that require a professional to install them. In fact,
installing some countertops by yourself may void the warranty. Always protect
your purchase by inquiring about the warranty.
Gorgeous natural stone, like granite
, can increase your
home’s value. It’s worth your time to call your insurance company after a
renovation and update your policy. That way, if you have to make a claim, your
new countertops or stunning natural stone floor will be included in the
rebuilding or renovating of your home. By not updating your policy, you risk
losing the added value that elegant natural stone brings to your home. Plus,
after living with the natural beauty of stone, you may find it hard to go back
to linoleum or wood.
If you’re using insured natural stone slab in the GTA for your
GTA home renovation, contact your insurance agent before and after the